Tutorials
A mobile knowledge platform for the Sahel that assumes continuous connectivity and a single language is a platform the audience cannot use. Offline-first multilingual architecture is not a feature. It is the structural premise that decides whether the platform reaches the users whose decisions it exists to inform.
Global standards, local reality. Context-anchored solutions for the African market.
View all expertiseProprietary platforms designed, developed, and operated by PANEOTECH’s Innovation Lab. Each product addresses a specific structural gap in the African institutional and consumer technology landscape.
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PANEOTECH's enterprise-grade AI agent platform, purpose-built for organisations that serve African markets.
Africa's mobile payments unified in one borderless gateway.
A modular Pan-African ERP suite, thirteen integrated modules engineered for the way African institutions and growing businesses actually operate.
Africa's premier business intelligence platform, the pulse of African business and investment across all 54 markets.
The one-stop African tourism platform, connecting travellers, operators, and destinations across the continent.
A talent and booking marketplace connecting African professionals to the employers, programmes, and clients seeking to hire them.
A snapshot of projects in flight, and the institutions we deliver them with.
View all projectsRecent projects
In Delivery
FAO Somalia (for the Somali Agricultural Regulatory and Inspection Service)
In Delivery
ACBF (a specialised agency of the African Union, with the Bill and Melinda Gates Foundation as funder, in joint venture with JAMII LAB)
Live
UNDP Mauritania
Live
POLIWATCH AFRICA
Recent clients
Building African World Class Solutions
PANEOTECH engineers digital systems for the institutions building Africa''s next decade.
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UbuntuLink brings every leading African mobile-money rail together in one borderless gateway. With a single API and an intuitive dashboard, organisations send and receive funds across thirty-plus markets, with no extra integrations and no surprise fees.
UbuntuLink brings every leading African mobile-money rail together in one borderless gateway. With a single API and an intuitive dashboard, organisations send and receive funds across thirty-plus markets, with no extra integrations and no surprise fees. One contract unlocks continent-wide reach, giving instant access to millions of wallets from Lagos to Lusaka. Real-time webhooks, live reconciliation, and exportable reports keep finance and operations teams perfectly aligned.
Upload a CSV or call the API to push payroll, incentives, or project payouts to thousands of mobile-money wallets in seconds, complete with multi-level approvals and automated receipt delivery.
Accept incoming payments through hosted checkout links, QR codes, or USSD strings, then watch funds settle instantly into the UbuntuLink balance for onward disbursement or withdrawal.
Tap UbuntuLink liquidity to convert local currency to USDT or USDC on the fly, hedge volatility, and move value across borders without touching traditional correspondent banking.
Capture and verify beneficiary data, track attendance or eligibility, and link each profile to its payment history. Everything searchable, exportable, and ready for audit.
Live dashboards, webhook events, and downloadable ledgers give finance teams real-time visibility and one-click alignment with general-ledger software.
Bank-grade encryption, hardware-HSM key storage, granular role-based access, and built-in two-factor authentication keep every transaction and every user credential locked down.
UbuntuLink is engineered for the teams shipping the products. Clear REST documentation, language-specific SDKs, and a free sandbox let developers go from first call to first transaction in a single working session. Real-time webhooks notify systems the moment funds move. The dashboard exposes the same data the API does, so finance and engineering operate from a single source of truth instead of arguing about which export is current.
Tuition collection through omni-channel checkout, scholarship and stipend payouts scheduled directly to student wallets, and the financial backbone universities, bootcamps, and workforce programmes need to support learning at scale.
Bulk disbursement schedulers for cash-transfer pilots, field enumerator payments, and grant programmes, with tamper-proof logs, downloadable ledgers, and the donor-grade transparency development partners require.
Cross-border selling without bank-switch integrations. Multi-currency hosted checkout, dynamic foreign exchange when pricing in dollars, and a split-payout engine that routes commissions and net sales in the same transaction.
Subsidy distribution, social transfer programmes, and citizen-payment collections delivered with the audit trails, approval workflows, and reconciliation discipline public-sector finance teams operate against.
Multi-currency collections from international visitors, payouts to local operators, and the booking-to-settlement pipeline that lets African destinations operate at the standard travellers expect.
Payouts to smallholder farmers and cooperatives, input-financing collections, and the cash flows that move through agricultural value chains, all routed through mobile-money rails farmers actually use.
More from the Innovation Lab
PANEOTECH's enterprise-grade AI agent platform, purpose-built for organisations that serve African markets.
A modular Pan-African ERP suite, thirteen integrated modules engineered for the way African institutions and growing businesses actually operate.
Africa's premier business intelligence platform, the pulse of African business and investment across all 54 markets.
The one-stop African tourism platform, connecting travellers, operators, and destinations across the continent.
A talent and booking marketplace connecting African professionals to the employers, programmes, and clients seeking to hire them.
A learning management system that makes capacity-building accessible, engaging, and transformative for learners across the continent.
